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24-013 1 ORDINANCE NO. 24-013 2 AN ORDINANCE OF THE CITY COMMISSION OF THE CITY OF 3 BOYNTON BEACH, FLORIDA, AMENDING ARTICLE III OF CHAPTER 4 18 OF THE BOYNTON BEACH CODE OF ORDINANCES ENTITLED 5 MUNICIPAL POLICE OFFICERS' RETIREMENT TRUST FUND 6 AMENDING SECTION 18-165 TO UPDATE DEFINITION OF 7 COMPENSATION OR SALARY TO REFLECT CURRENT PRACTICE; 8 AMENDING SECTION 18-169 TO ADD 20 YEAR RETIREMENT FOR 9 MEMBERS HIRED AFTER OCTOBER 1, 2019 WHO RETIRE AFTER 10 OCTOBER 1, 2024; AMENDING SECTION 18-174 TO UPDATE 11 REQUIRED MINIMUM DISTRIBUTION AGE IN COMPLIANCE WITH 12 SECURE ACT 2.0 CHANGES; AMENDING SECTION 18-175 DEFERRED 13 RETIREMENT OPTION PLAN TO REFLECT CHANGE IN DEFINITION 14 OF COMPENSATION OR SALARY; PROVIDING FOR CODIFICATION 15 CONFLICT, SEVERABILITY, AND AN EFFECTIVE DATE. 16 WHEREAS, the City and the Palm Beach County Police Benevolent Association 17 ("Union") have agreed in collective bargaining to provide for a 20 year retirement for 18 members who were hired after October 1 , 2019, and retire after October 1, 2024; and 19 WHEREAS, the definition of Compensation or Salary needs to be updated to 20 reflect the current practice of limitations on overtime and accumulated leave included in 21 the pension computation; and 22 WHEREAS, the Internal Revenue Code was amended to provide for a required 23 minimum distribution age of 73 going forward for individuals who had not reached age 72 24 by December 31 , 2022; and 25 WHEREAS, the City Commission of the City of Boynton Beach, Florida, desires to 26 amend the Boynton Beach Police Officers Pension Fund. 27 NOW, THEREFORE, BE IT ORDAINED BY THE CITY COMMISSION OF THE 28 CITY OF BOYNTON BEACH, FLORIDA: 29 Section 1 . The foregoing "WHEREAS" clauses are hereby certified as true and 30 correct and incorporated herein by this reference. 31 Section 2. Section 18-165(a) of Article III of Chapter 18 of the Boynton Beach 32 Code of Ordinances is hereby amended at the definition of "Compensation or Salary" as 33 follows: 34 Sec. 18-165. Definitions. 35 (a) The following words or phrases, as used in this article, shall have the 36 following meaning: 37 *** ORDINANCE 24-013 38 Compensation or salary. The total cash remuneration, including lump sum 39 .- . --- - - --- - - - - -- - - - - - . ... paid by the 40 primary employer City to a police officer for services rendered, but not including 41 any payments for extra duty or special detail work performed on behalf of a second 12 party employer paid directly to the police officer by the second party employer and amounts paid to a police officer after December 31 , 2008, as differential wages 11 during any period of active duty military service lasting more than 30 days. Compensation or salary includes overtime and lump sum payments for 1f, accumulated sick and vacation leave without restriction prior to June 18, 17 2013. Effective June 18, 2013, overtime is limited to 300 hours per member 48 per year. Additionally, no hours of unused accumulated sick and vacation 49 leave earned after June 18, 2013, shall be considered annual earnings. 50 However, members may include all unused hours earned prior to June 18, 51 2013, provided that the number of hours is cashed in at retirement or entry 52 into DROP. This definition also excludes severance pay and other similar 53 payments which are not for services rendered. 54 The member's compensation or salary contributed as employee-elective salary 55 reductions or deferrals to any salary reduction, deferred compensation, or tax- 56 sheltered annuity program authorized under the Internal Revenue Code shall be 57 deemed to be the compensation or salary the member would receive if he or she 58 were not participating in such program and shall be treated as compensation for 59 retirement purposes under this article. For any person who first becomes a 60 member in any Plan year beginning on or after January 1 , 1996, compensation for 61 any Plan year shall not include any amounts in excess of section 401(a)(17) of the 62 Internal Revenue Code limitation (as amended by the Omnibus Budget 63 Reconciliation Act of 1993), which limitation of $150,000 shall be adjusted as 64 required by federal law for qualified government plans and shall be further adjusted 65 for changes in the cost of living in the manner provided by section 401(a)(17)(B) 66 of the Internal Revenue Code. For any person who first became a member prior to 67 the first plan year beginning on or after January 1, 1996, the limitation on 68 compensation shall be not less than the maximum compensation amount that was 69 allowed to be taken into account under the plan as in effect on July 1 , 1993, which 70 limitation shall be adjusted for changes in the cost of living since 1989 in the 71 manner provided by section 401(a)(17) of the Internal Revenue Code. F.S. Ch. 72 185. 73 Section 3. Section 18-169(a) Requirements for retirement benefit amounts of 74 Article III of Chapter 18 of the Boynton Beach Code of Ordinances is hereby amended 75 as follows: 76 Sec. 18-169. Requirements for retirement- benefit amounts. 77 (a) Normal retirement. 2 ORDINANCE 24-013 78 (1 ) Normal retirement date. The normal retirement date of: 79 a. For Police officers hired before October 1 , 2019, the normal retirement date 80 is -14e the first day of the month coinciding with, or next following, the date on which 81 they have he or she has attained and completed 20 years of credited service, or the first 82 day of the month coinciding with, or next following, the date on which the police officer 83 has attained age 55 and completed ten years of credited service or age 50 and completed 84 15 years of service. In the case of a retirement with 20 years of service, effective January 85 1 , 2017, normal retirement age is the age a police officer has attained when retired at 20 86 years of service. 87 b. Effective October 1, 2024, For Police officers hired on and after October 1 , 88 2019, the normal retirement date is vibe the first day of the month coinciding with, or 89 next following, the date on which they have he or she has attained and completed 20 25 90 years of credited service, or the first day of the month coinciding with, or next following, 91 the date on which the police officer has attained age 55 and completed ten years of 92 credited service. In the case of a retirement with 20 25 years of service, effective October 93 1, 2019, normal retirement age is the age a police officer has attained when retired at 20 94 25 years of service. 95 (2) Benefit commencement date for ten-year vesting. 96 a. Police officers hired before October 1, 2019,_and on or after October 1 , 2016: If 97 any member who had been in the service of the city for at least ten years elects to leave 98 their his or her accrued contributions in the fund, such police officer upon attaining age 99 50 years or more (without reaching what would have been 20 years of service had he or 100 she not terminated his or her employment) may receive an early retirement benefit at the 101 actuarial equivalent of the amount of such retirement income otherwise payable to them 102 him or her at normal retirement. Or, upon attaining what would have been normal 103 retirement had they he or she not terminated his or her employment, such police officer 104 may receive their his or her accrued normal retirement benefit. 105 b. Police officers hired on or after October 1, 2019: If any member who had been in 106 the service of the city for at least ten years elects to leave their his or her accrued 107 contributions in the fund, such police officer upon attaining age 50 years or more (without 108 reaching what would have been 20 25 years of service had they he or she not terminated 109 their his or her employment) may receive an early retirement benefit at the actuarial 110 equivalent of the amount of such retirement income otherwise payable to them him or 111 her at normal retirement or upon attaining what would have been normal retirement had 112 he or she not terminated his or her employment, such police officer may receive his or 113 her accrued normal retirement benefit. 114 (3) Benefit commencement date for five-year vesting. 115 a. Police officers hired before October 1 , 2016Lwho have more than five years of 116 service and less than ten years of service at time of termination: If any member who had 117 been in the service of the city for at least five years but less than ten years elects to leave 118 their his or her accrued contributions in the fund, the police officer upon attaining age 55 119 with ten or more years of service (had they he or she not terminated employment) or 3 ORDINANCE 24-013 120 reaching what would have been 20 years of service (had they he or she not terminated 121 his or her employment), may receive the accrued normal retirement benefit. The member 122 may receive the benefits payable in the normal form or any option available under Section 123 18-170. These members are not eligible for an early retirement benefit or the age 50 with 124 15 years of service benefit. 125 b. Police officers hired before October 1, 2016,_who have more than ten years of 126 service at time of termination: If any member who had been in the service of the city for 127 at least ten years elects to leave their his or her accrued contributions in the fund, such 128 police officer upon attaining age 50 or more (without reaching what would have been 20 129 years of service had they he or she not terminated his or her employment) may receive 130 an early retirement benefit at the actuarial equivalent of the amount of such retirement 131 income otherwise payable to them him or her at normal retirement. Or, upon attaining 132 what would have been normal retirement had they he or cho not terminated his or her 133 employment, such police officer may receive their his or her accrued normal retirement 134 benefit. The member may receive the benefits payable in the normal form or any option 135 available under Section 18-170. 136 Section 4. Section 18-174 (f) Miscellaneous of Article III of Chapter 18 of the 137 Boynton Beach Code of Ordinances is hereby amended as follows: 138 Sec. 18-174. Miscellaneous. 139 *** 140 (f) Required distributions. 141 (1 ) In accordance with section 401(a)(9) of the Internal Revenue Code, all benefits 142 under this plan will be distributed, beginning not later than the required beginning date 143 set forth below, over a period not extending beyond the life expectancy of the member or 144 the life expectancy of the member and a beneficiary. 145 (2) Any and all benefit payments shall begin by the later of: 146 a. April 1 of the calendar year following the calendar year of the member's retirement 147 date; or 148 b. April 1 of the calendar year following the calendar year in which the member 149 attains age 73, provided that the member did not reach aqe 72 by December 31, 150 2022, and provided the member did has not reached age 70.5 by December 31 , 2019. 151 (3) If an employee dies before their his or her entire vested interest has been 152 distributed to them him or her, the remaining portion of such interest will be distributed at 153 least as rapidly 154 Section 5. Section 18-175 (e) Deferred retirement option plan of Article III of 155 Chapter 18 of the Boynton Beach Code of Ordinances is hereby amended as follows: 156 Sec. 18-175. Deferred retirement option plan. 157 *** ORDINANCE 24-013 158 (e) Upon a member's members election to participate in the DROP, they he or she 159 shall cease to be a member and is precluded from accruing any additional benefit under 160 the Pension Fund. For all fund purposes, the member becomes a retirant. The amount of 161 credited service and final average salary freeze as of the date of entry into the DROP. 162 Accumulated, unused sick and vacation leave earned before June 18, 2013, in 163 accordance with the definition of Compensation or Salary in Section 18-165 of this 164 Plan shall be included in the compensation calculation; provided however, that a 165 minimum balance of 120 hours of sick leave and 120 hours of vacation leave shall be 166 maintained by the employee and excluded from this calculation. The retained leave 167 balance, including any additions, shall be distributed at the conclusion of DROP 168 participation and separation from service. DROP participants who remain in the DROP 169 beyond sixty (60) months will make a contribution of 3% during their DROP participation 170 beginning with the sixty-first (61) month of participation. 171 *** 172 (j) Upon termination of employment, participants in the DROP will receive the balance 173 of the DROP account in accordance with the following rules: 174 (1 ) Members may elect to begin to receive payment upon termination of employment 175 or defer payment of DROP until the latest day as provided under sub-subparagraph (3). 176 (2) Payments may be made in the following ways: 177 a. Lump sum. The entire account balance will be paid to or on behalf of the retirant 178 upon approval of the Board of Trustees. 179 b. Installments. The account balance will be paid out to the retirant in five equal 180 annual payments paid over five years, the first payment to be made upon approval of the 181 Board of Trustees. 182 c. Monthly installments. The account balance will be paid out to the retirant on a 183 monthly basis until the account balance is paid out based on actuarial tables provided by 184 the actuary. 185 d. Partial lump sum withdrawals. Part of the account balance will be paid to or on 186 behalf of the retirant upon approval of the Trustees. 187 (3) Any form of payment selected by a police officer must comply with the minimum 188 distribution requirements of section 401(A)(9) of the Internal Revenue Code, and is 189 subject to the requirements of Section 18-174(f), e.g., payments must commence by age 190 73, provided that the member did not reach age 72 by December 31, 2022, and 191 provided the member did has not reached age 70.5 by December 31 , 2019. 192 Section 6. It is the intention of the City Commission of the City of Boynton Beach 193 that the provisions of this Ordinance shall become and be made a part of the Code of 194 Ordinances of the City of Boynton BeachLFlorida. The Sections of this ordinance may be 195 renumbered re-lettered and the word Ordinance may be changed to Section Article or 196 such other word or phrase in order to accomplish such intention. 5 ORDINANCE 24-013 197 Section 7. All Ordinances or parts of Ordinances Resolutions or parts of 198 Resolutions in conflict herewith be and the same are hereby repealed to the extent of 199 such conflict. If any clause, section, or other part or application of this Ordinance shall be 200 held by any court of competent jurisdiction to be unconstitutional or invalid, such 201 unconstitutional or invalid part or application shall be considered as eliminated and so not 202 affect the validity of the remaining portions or applications remaining in full force and 203 effect. 204 Section 8. This Ordinance shall become effective immediately upon adoption, 205 provided that the changes approved herein are effective as provided in this Ordinance. 206 FIRST READING THIS /(rDAY OF Ut^) , 2024. 207 SECOND, FINAL READING and PASSAGE THIS ' DAY OF us4" 208 2024. 209 CITY OF BOYNTON BEACH, FLORIDA 210 YES NO 211 Mayor Ty Penserga 212 Vice Mayor— Aimee Kelley 213 Commissioner— Angela Cruz 214 Commissioner— Woodrow L. Hay 215 Commissioner— Thomas Turkin 216 217 VOTE 218 ATTES : 219 220 • ,1,, �- i10 221 Maylee De es'_ MPA, MM Ty Pens- 0111111 " S * zlt 222 City Clerk Mayor 223 (Corporate Sea --,;.\--10N° ...64- ‘‘ 1 224 ' O�QORATE •• �y I, •225 f 0:`) �,�co: •� APPROVED AS T FpW: ' 227 �� '••.,,,,,.•• P: Shawna G. Lamb 228 , ' ` Fz:=��OCity Attorney 6