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Qualifying
2026 MUNICIPAL ELECTION `''.'12. `c 4.10PM CITY OF BOYNTON BEACH CLERK CANDIDATE QUALIFYING CHECKLIST _;;..,,-;y,N BEACH Candidate's Name: Prñe-e YceVs ['District 2 strict 4 Qualifying Information Qn Residency Requirements Statement Q Article I SCANNEDProof of Residency (3 required) ase Agreement roof of Home Ownership Driver's License/Florida ID ility Bill- Copy of Filed Income Tax Returns And Voter Registration Card Appointment of Campaign Treasurer and Designation of Campaign Depository for candidates (DS-DE 9)4Vrorwl tr\ n Nobck, o.c tvyke -lit) kwi _ Candidate signature on Block 26 J _ Campaign Treasurer's signature on Block 27 _ Form is completely filled out ote: Only one primary and one secondary depository can be designated Appointment of Campaign T easurer and Designation of Campaign Dep sitory for Candidates (DS-DE 9)�i,Y� t'� n``'� ZcA O - 1r1 fi—+v Kc / _ Candidate signature on Block 26 v _ Campaign Treasurer's signature on Block 27 _ Form is completely filled out te: Only one primary and one secondary depository can be designated Statement of Candidate (DS-DE 84). Oath of Candidate (DS-DE 302NP). (Accepted at time of qualifying) Note: the Candidate prints their name as they wish it to appear on the official ballot St ement of Financial Interest Form 1 (CEForm 1). (Online�filinng)t. xe I 1 I S- Form to be printed out and turned in during qualifying. Filing Fee for City Commissioner= $580.72 (2% of salary-Commissioner salary= $29,035.76) (Check made out to City of Boynton Beach). (Accepted at time of qualifying) CHECK MUST BE FROM CAMPAIGN ACCOUNT (EXAMPLE: JOHN DOE CAMPAIGN ACCOUNT), AND SIGNED BY TREASURER/DEPUTY TREASURER. E, Election Assessment Fee for City Commissioner= $290.36 (1% salary-Commissioner of salar -Commission1er salary= $29,035.76) (Check made out to City of Boynton Beach). (Accepted at time of qualifying) CHECK MUST BE FROM CAMPAIGN ACCOUNT(EXAMPLE: JOHN DOE CAMPAIGN ACCOUNT), AND SIGNED BY TREASURER/DEPUTY TREASURER. 7Pet' ion Handbook Fifty (50) signed petitions (Commissioner Seat or One Hundred (100) signed), g petitions (Mayor Seat) that have been certified by the Palm Beach County Supervisor of Elections (a), a cost of 10¢ per name. (As of 2021, Candidates are required to submit petitions to the City Clerk, who will, in turn, have them certified by the PBC Supervisor of Elections. Please submit petitions no later than November 14th to help ensure they are certified prior to the end of qualifying.)- Campaign Account Check made payable to the PBC Supervisor of Elections Office Sign Bond- $500 sign bond-To be paid with a check from a Personal Bank Account, not the 1 Cam gn Account. Candidate must make sure that they understand that their sign bond could be forfeited if they do not follow the requirements of the City Code of Ordinances, Sec. 2-48 (Campaign signs- bonds, penalties, and financial responsibility) ,K Resign to Run (Candidate must resign in writing from elective or appointive office no less than ten (10) days prior to the first day of qualifying) (F.S. 99.012) 1, it ki ' ►' , acknowledge receipt of printed copies of the following: J lorida Election Code N 025/2026 Election Calendar Nj andidate& Campaign Treasurer Handbook 1 t esignation of Poll Watchers I Copy of Treasurer's Report Documents J lection Code for the City of Boynton Beach N ode of Ethics for Palm Beach County Sunshine Amendment and Code of Ethics for Florida a ity Map q Precinct List for Boynton Beach as of 11-01-2025 I Notice of Logic & Accuracy Test for Election and Run-Off Election- TBD Comments Candidate's Signature: ,(��,�y�,Q,t_. Date: 1- 1. - oQ, 'I anal Checked: Reviewed. '4 Date: // p"' RESIDENCY REQUIREMENTS Ho. ciTY CLERK doyNTC.tt,1 8ErtC1-4 I, ;41 1)1( KQ ((k ( , candidate for (Print Name) C �, ni1►SS i own L/ of the City (Mayor/Commissioner— District #) of Boynton Beach, have received, read and understand the residency requirements of Article I of the Charter of the City of Boynton Beach. (Signatur• of Candidat (Date) CANDIDATE OATH r.;,:,'!;2 '2 1€Pt1 NONPARTISAN OFFICE (Do not use this form if a Judicial or School Board Candidate) `.I1'.,' _.LEPI Check box only if you are seeking to qualify as a write-in candidate' Write-in candidate OFFICE USE ONLY Candidate Oath Name to appear on ballot:Aimee Kelley Check box if two last names without hyphen. ❑ (Name cannot be changed after qualifying.) Check box if name includes nickname. ❑ (For use of a nickname,you must complete the Nickname Affidavit on reverse side.) I swear or affirm that I am a candidate for the nonpartisan office of Boynton Beach City Commission 4 (Office) (District#) , ; I am a qualified elector of Palm Beach County, Florida (Circuit#) (Group or Seat#) I am a qualified elector under the Constitution and the Laws of Florida to hold the office to which I desire to be nominated or elected; I have qualified for no other public office in the state,the term of which office or any part thereof runs concurrent with the office I seek;and I have resigned from any office from which I am required to resign pursuant to Section 99.012, Florida Statutes; and I will support the Constitution of the United States and the Constitution of the State of Florida. Statement of Outstanding Fines, Fees, or Penalties I owe outstanding fines,fees,or penalties,that cumulatively exceed$250,for ethics or campaign finance violations(s. 99.021(1)(d), F.S.). YES,I Do NO,I Do Not X If you do,you must also specify the amount owed and each entity that levied the same on the reverse side. / x(JijnLl • / (561)689-9787 VoteAimeeKelley@gmail.co Signature of Candi•ate a Telephone Number Email Address City c tate ZIP Code I STATE OF FLORIDA ' / , COUNTY OF )CtliY Q- l Signet re • otary Public Print,Ty e oC,,S,'- 13 Commissi ed Name of Notary Public below: oi Sworn to(or affirmed)and subscribed before me by means of • us���,,,,,,, �O online notarization D OR physical presence °��<<;•�.t PUBL/C • this day of ( 20 ,,�?=OP \SSOO�°� 1.Nr.. PersonallyKnown OR Produced Identification ❑ S ¢ Type of Identification Produced: ",,,,„,:_0010‘m F ' q'••STATEO .••''�f:`• DS-DE 302NP(Eff.10/2023) 'O� '/ Nv �•‘ Rule 1S-2.0001,F.A.C. ,, ;SION This document was prepared Freedom Mortgage Corpora 907 Pleasant Valley Av S 3 Mount Laurel, NJ 08054 (Space Alaw r Ra erMDeal al 777� MO ti T GE MIN 1000730-0113276653-4 DEFINITIONS Words used in multiple sections of this doctmeot are defined below and Aker words are defined in Sections 3,11,13,18,20 and 21.Certain rales regarding the usage ofvpprdyraed in this document art also provided in Section 16. (A)"Security lnstruicat"means this document,which is dated May 294,110 together with all Riders to this document (B)"Borrower"is Michael Patrick Kelley and Aimee N Kell* , husband and wife. • Borrower is the mortgagor under this Security instrument (C)"MRS"is Mortgage Electronic Registration Systems,Inc.MERS is s separate corporation that is acting solely as a nominee for Larder and Lender's successors and assigns.MRS la the mortgagee ander Ms Security Iastruuseat MERS is organized and existing under the laws of Delaware,and has an address and telephone number of P.O.Box 2026,Flint,MI 48501-2026,teL(888)679-MERS. (D)"Leader"is Freedom Mortgage Corporation • .,+rr.,+.aras..urrr.ur,rorw usrraarerr wm„,cste o mor wawa a,..,Ar,dd Sydow.Ina https://ewer.mypalmbeachclerk.cum/search/index?theme=.blue§ion=searchCriteriaName&quickSearchSelection=Jt 11/12/25,1:39 PM Page 1 of 23 le , 04A I Lender is a Corporation organized and existing under the laws ofe of New Jersey Lender's address is 907 Pleasant Val v Ste 3, mount Laurel, NJ 08054 (6)"Nate"means the promissory note signed by�dB ereav and dated may 29, 2020 The Note stave that Borrower owes Leader Two kern Fifty Seven Thousand and 00/100 Dollars (U.S.S 257,000.00 )plus interest sod to pay this debt in regular Periodic Payments and to pay the debt in full not later than Jul , 0 . (F)"Property"means the property that is described below beading"Transfer of Rights in the may" (G)"lass"means the debt evidenced by the Note,plus' yment charges and late charges due under the Note,and all stuns due under this Security I interest. (H)"Riders"means all Riders to this Security Instrument that are by Borrower.The following Riders are to be executed by Borrower[check box as applicable]: Adjustable Rate Rider q Condominium Rider Home Rider Balloon Rider H Planned Unit Development Rider 1-4 Family Rider xx VA Rider Biweekly Payment Rider (Mks)ISpeciM (I)"Applicable Law"mews all controlling applicable federal,state and local statutes,regulations, ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable judicial opinions. (.1)"Cewmsafty Assedads.Does,Fees,and Assessments"means all dues,fees,assessments and other charges that are imposed on Borrower or the Property by a condominium association,homeowners association or similar organization. (K)"Electronic Fends Transfer"mans any transfer of funds,other than a transaction originated by check,draft,or similar paper instrument,which is initiated through an electronic terminal,telephonic instrument,computer,or magnetic tape so as to order,instruct,or authorize a fascial institution to debit or credit an account Such term includes,but is not limited to,point-of--sale transfers,automated teller machine transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse transfers. (L)"Escrow Items"means those items that ars described in Section 3. (M)"Mbeellanimos Proceeds"means any mon,settlement,award of damages,or proceeds paid by any third party(other than irotnmoe proceeds paid under the coverages described in Section 5)for.(i) damage to,or destruction of,the Property;(ii)condemnation or other taking of all or any part of the Property;(iii)conveyance in lieu of condemnation;or(iv)misrepresentations of,or omissions as to,the value and/or condition of the Property. 7�� osa[Naj.l4.arrwrarrnewewouisnrasusern1Ullerrvrrtnemasa 0l 12.4:Vail %Wa■■ao..ns.wra.ror� ere i�°e https://erec.mypalmbeachclerk.com/search/index?theme..blue§ion=searchCriteriaName&guickSearchSelection=it 11/12/25,1:39 PM Page 2 of 23 I 1 0)‘ 11117 (N)"Mores Insoranex"mans' Lender against die nonpayment of;or default on, the Loan. and interest under the (0)"Periotic Payment"means the amount due for(i)principal Note,plus(ii)any amounts under Sectioe d this Security Instrument. (P)"RESPA"means the Real Estate Setdaneat Procedures Act(12 U.S.C.Section 2601 et seq.)and its implementing regulation,Regulation X(12 C. .IL 4),as they might be amended from time to time,or any additional or successor legislation of that governs die same subject matter.As used in this Security Instrumrat,"RESPA"cafes le all squirmseals sed rattictiess that are imposed in regard to a"federally related mortgage loan"even if the Loan does not qualify as a"federally related mortgage loan"under RESPA. (Q)"Saccemor In Interest of Borrower"means any party that has taken tide to the Property,whether or not that party has assumed Borrowers obligations ander the Note and/or this Security Instrument_ TRANSFER OF RIGHTS IN 7HE PROPERTY This Senility Instnmi nt secures to Leader.(i)the repayment of the Loan,and all renewals,extensions and modifiations of the Note;and(ii)the performance of Borrower's covenants and agreements under this Security Instrument and the Note.For data purpose,Borrower does hereby mortgage,grant and convey to MERS(solely as nominee for Leader and Landers saoowots and assigns)and to the successes*and assigns of MFRS,the following described property located in the County ft)va e[naoortlaa kriaictibel of Palm Beach fftisseaRemdinghtiWieficol SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT (A) (a,I,Florida 33436 MP Code) ("Property Address"): {{t�t�1t�, 1b o1la g o gpg6aSa "Fin+r+a++rrmwn.ea. uNrawaanM rwmmera vmrw9nr.s.ll+ s +s %Vont 110,..r Rwanda aw taws,roc humps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quickSearchSelection=# 11/12/25,1:39 PM Page 3 of 23 f dr 1' TOGETHER WTrH all the improvdAdahta�ow or hereafter erected on the property,and all easements,appurtenances,and fixtures now or hereafter a part of the property.All replacements and additions shall also be covered by this Security Instrument.All of the foregoing is referred to in this Security Instnunau as the"Property.'Borrower understands and agrees that MERS holds only legal title to the intervals granted by Borrower in this Seauityidtrttment,but,if necessary to cows ly with law or custom,MERS(as nominee for(:.ender and Lancet's successors and assigns)has the right to exercise any or all of those interests,including,but not limited to,die right to foreclose and sell the Property;and to take any action required of Leader including,but not limited to,releasing and canceling this Security lnsattmeot. BORROWER COVENANTS that Borrower is lawfldly seised of the estate hereby conveyed and has the right to mortgage,giant and convey the Property and that the(truly is ur sncambaod,except for encumbrances of record.Borrower warrants and will defendegrsaally the title to the Property against all claims and demands,subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real Piny. UNIFORM COVENANTS.Borrower and Lender covenant and agree as,follows: 1.Persist of P indpal,Interest,Eserew Item,Pre ayoreat Charges,and Late Charges. Borrower shall pay when due the principal of,and interest on,the debt evidenced by the Note and any prepayment charges and late charges due under the Note.Borrower shall also Pay funds for Escrow Items pursuant to Section 3.Payments due under the Note and this Security Ind shell be made in U.S. currency.However,if any check or other instrument received by Leader as payment under the Note or this Security Instrument is returned to Lender unpaid,Lender may require that any or all Subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms,u selected by Lender:(a)cash;(b)money order;(c)certified check,bank check,treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency,instrumentality,or entity;or(d)Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section IS. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current.Lender may accept any payment or partial payment insufficient to bring the Loan current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the fume,but Lender is not obligated to apply such payments at the time such payments are accepted.If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapplied funds.Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current.If Borrower does not do so within a reasonable period of time,Lender shall either apply such funds or return than to Borrower.If not applied earlier,such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure.No offset or claim which BEE=+rr+.d.0 rwes.SimeaerawtaeatraasrranH+rate vra.asutaa Minn NucorRnnefel awrau.Inc MM4 1e haps://rise.mypalmbeachclerk.com/search/index?theme..blue§ion-searchCriteriaName&quickSearchSelectionctl 11112/25,1:39 PM Page 4 of 23 0)1/4 T Borrower might have now or in the future gate t ander shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instnnnent. < 2.Application of Payments err Maedi: as otherwise described in this Section 2,all payments accepted and applied by Lender shall be in the following order of priority:(a)interest due under the Note;(b)principal due under the N ;(e)amounts due under Section 3.Such payments shall be applied to each Periodic Payment in the order in which it became due.Any remaining amounts shall be applied first to late charges,second to any other amounts due under this Security Instrument,and then to reduce the principal balance of the Note. If Leader receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due,the payment may be applied to the delinquent payment and the late charge.If more than one Periodic Payment is outstanding.Leader may apply any payment received from Borrower to the repayment of the Periodic Payments if,and to the extent that,each payment can be paid in full.To the extent that any excess exists after the payment is applied to the Hill payment of one or more Periodic Payments,such excess may be embed to any tate charges due.Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments,insurance proceeds,or Miscellaneoua',Proceeds to principal due under the Note shall not extend or postpone the due date,or change the amount,of the Periodic Payments. 3.Funds fir Escrow Items.Borrower shall pay to Leander on the day Periodic Payments are due under the Note,until the Note is paid in full,a arm(the"Funds")to provide for payment of amounts due for.(a)taxes and assessments and other items which can attain priority ova this Security Instrument as a lien or encumbrance on the Property;(b)leasehold payments or ground rents on the Property,if any;(c) premiums for any and all insurance required by Lender under Section S;and(d)Mortgage Insurance premiums,if any,or any sues payable by Borrower to Leader in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10.These items are called"Escrow Items."At origination or at any time during the term of the Loan,Leader may require that Community Association Does,Fees,and Assessments,if any,be escrowed by Borrower,and such dues,fees and assessments shall be an Escrow Itan.Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section.Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items.Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time.Any such waiver may onlybe in writing.In the event of such waiver,Borrower shall pay directly,when and where payable, due for any Escrow Items for which payment of Funds has been waived by Leader and,if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Inammnent,as the phrase"covenant and agreement"is used in Section 9.If Borrower is obligated to pay Escrow Items directly,pursuant to a waiver,and Borrower fails to pay the amount due for an Escrow Item,Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to ZaltOla:enol 87925 � �nYcnaidaeusmnarnecrgeiN1rPt5 (maw Ime•5 18 welters moi..Fining*sw�.Inc haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quickSearchSelection=# 11/12/25,1:39 PM Page 5 of 23 40 • V Lender any such amount Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and,upon such revocation,Borrower shall pay to Lender all Funds,and in such amounts,that are then required under this Section 3. Lender may,at any time,collect and bold Funds in an amount(a)sufficient to permit Lender to apply the Funds at the time specified under RESPA,and(b)not to exceed the maximum amount a lender can require wider RESPA.Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of amendidaes of Mune Escrow Lonna or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality,or entity(including Lender,if Leader is an institution whose deposits are so insured)or in any Federal Home Lon Bank Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA.Lender shall not charge Borrower for holding and applying the Fonds,annually analyzing the escrow account,or verifying the Escrow[tens,unless Lender pays Borrower interest on die Funds and Applicable Law permits Lender to make such a charge.Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds,Lender shall not be required to pay Borrower any interest or earnings on the Funds.Borrower and Lender can agree in Writing,however,that interest shall be paid on the Funds.Lender shall give to Borrower,without charge,an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow,as defined under RESPA,Lender shall account to Borrower for the excess finds in accordance with RESPA.If there is a shortage of Funds held in escrow, as defined under RESPA,Lender shall no4ty Borrower as required by RESPA,mod Borrower shall pay to Leader the amount necessary to make up the shortage in accordance with RESPA,but in no more than 12 monthly payments.If there is a deficiency of Funds held in escrow,as defined under RESPA,Lender shall notify Borrower as required by RESPA,and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA,but in no more than 12 monthly payments. Upon payment in full of all sums seared by this Security Inatrunxnt,Lender shall promptly refund to Borrower any Funds held by Lender. 4.Charges;Liens.Borrower shall pay all taxa,assessments,charges,fines,and impositions attributable to the Property which can attain priority over this Security Instrument,leasehold payments or ground rents on the Property,if any,and Community Association Dues,Fees,and Assessments,if any. To the extent that these items aro Escrow Items,Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which his priority ova this Security tnstrumrat unless Borrower:(a)agrees in writing to the payment of the obligation scared by the lien in a manner acceptable to Lender,but only so long as Borrower is performing such agreement;(b)contests the lien in good faith by,or defends against enforcement of the lien in,legal proceedings which in Loader's opinion operate to prevent the enforcement of the lien while those proceedings are pending,but only until such proceedings are concluded;or(c)secures from the bolder of the lien an agreement satisfactory to Lender subordinating the lien to this Security rity Irsrument.If Lender determines that any part of the Property is subject to a lien ot132ga,4 rldrawe(,j.�..aer..+.rrf,w.Dec urasrerentuemrr wtm.eres �'s,�t t,n�eo waa.e Moser i r.e,►Sava.,U - war• ,a haps://erec.mypalmbeachclerk.cum/search/index?theme=.blue§ion=searchCritereaName&quickSearchSelecteon=# 11/12/25,1:39 PM Page 6 of 23 ()) T which can attain priority over this S Leader may give Borrower a notice identifying the lien.Within 10 days of the date on which that notice is given,Borrower shall satisfy the lien or take one or more oldie actions set forth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender in connection with this-Loin. 5.Property Insurance-Borrower shall keep the improvanents now existing or hereafter erected on the Property insured against loss by fire,hazards inducted within the term"extended coverage,"and any other hazards including,but not limited to,earthquakes and floods,for which Lender requires insurance. This insurance shall be maintained in the amounts(including deductible levels)and for the periods that Lender requires.What Lender requires pursuant to the preceding sentences can change during the term of the Loan.The insurance carrier providing the insurance shall be chosen by Borrower subject to bender's right to disapprove Borrower's choice,which right shall not be exercised unreasonably.Lender may require Borrower to pay,in connection with this Loan,either.(a)a one-time charge for flood zone determination,certification and tracking services;or(b)a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determinatiao or certification.Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described abovtz,Le atier.may obtain insurance coverage,at Lender's option and Borrower's expense.Lender is under no ` tan to purchase any particular type or amount of coverage.Therefore,such coverage shall cover Lader but might or might not protect Borrower,Borrower's equity in the Property,or the contents of the Property,against any risk, hazard or liability and might provide greater or lesser coverage than was p eviodsly in effect Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained.Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest,upon notice from Larder to Borrower requesting payment. All insurance policies required by Leader and renewals of such policies shall be subject to Lender's right to disapprove such policies,shall include a standard mortgage clause,and shall name Lender as mortgagee and/or as an additional loss payee.Lender shall have the right to bold the policies and renewal certificates.If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices.If Borrower obtains any form of insurance coverage,not otherwise required by Lender, for damage to,or destruction of,the Property,such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss,Borrower shall give prompt notice to the insurance earner and Lender.Lender may make proof of loss if not made promptly by Borrower.Unless Larder and Borrower otherwise agree in writing,any insurance proceeds,whether or not the underlying insurance was required by Lender,shall be applied to restoration or repair of the Property,if the restoration or repair is economically feasible and r yai Wallin war whew Swam.tis haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCreteriaName&quickSearchSelection=# 11/12/25,1:39 PM Page 7 of 23 ' [.enders security is not lessened.During Clair and restoration period,Lender shall have the right to hold such insurance proceeds until Leader has had an opportunity to inspect such Property to ensure the work has been completed to Leader's satisfaction,provided that such inspection shall be undertaken promptly.Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed.Unless as agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds,Lender shall not be required to pay Borrower any interest or earnings on such proceeds.Fees for public adjuncts,or other third parties,retained by Borrower shall not be paid out of the insurance proceed! be the sole obligation of Borrower.If the restoration or repair is not economically feasible or would be lessened,the insurance proceeds shall be applied to the sums secured by this Security whether or not then due,with the excess,if any,paid to Borrower.Such insurance litapplied in the order provided for in Section 2. If Borrower abandons the Property,Lender may file, any available insurance claim and related matters.If Borrower does not respond within 30 a notice from Lender that the insurance carrier has offered to settle a claim,then Lender may negotiate and settle the claim.The 30-day period will begin when the notice is given.In either event,or if Lender acquires the Property under Section 22 or otherwise,Borrower hereby assigns to Lender(a)Borrower's rights to any insurance proceeds in an amount not to exceed the amanita unpaid under the Note or this Security Instrument,and (b)any other of Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower)under all insurance policies covering the Property,insofar as such rights arc applicable to the coverage of the Property.!,ender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument,whether or not then due. f.Ocapancy.Borrower shall occupy,establish,and use the Property as Borrower's principal residence within 60 days alter the execution of this Security Instrument and shall continue to occupy the Property as Borrawds principal residence for at least one year after the date of occupancy,unless Lender otherwise agrees in writing,which consent shall not be unreasonably withheld,or unless extenuating circumatanoes exist which are beyond Borrower's control. 7.Preservation,Maintenance and Protection of the Property;Iuupectioss.Borrower shall not destroy,damage or impair the Property,allow the Property to deteriorate or commit waste on the Property.Whether or not Borrower is residing in the Property,Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its cooditioa.Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible,Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage.If insurance or condemnation proceeds are paid in connection with damage to,or the taking of,the Property,Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes.Lender may disburse proceeds for the repairs and restoration in a single payment or m a series of progress payments as the work is completed.If the insurance or condemnation proceeds are not sufficient to repair or restore the Property,Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. rtdt.ar7a, ..ens..a.rr.F.aa.uunusrowarsrnaaaswrwenranee 011377h3ip W.Y.caw firatir a.Ncea.k l/.,.a d/1 https://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quickSeerchSelection=a 11/12/25, 1:39 PM Page 8 of 23 op • 0)4p, TA.% Lender or its agent may make rle entries upon and inspections of the Property.If it has reasonable cause,Lender may inspect the interior of the improvements on the Property.Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. S.Borrower's Loan Application.Borrower shall be in default if;during the Loan application process,Borrower or any persons or entities ceding at the direction of Borrower or with Borrower's knowledge or consent gave materially false,Misleading,or inaccurate information or statements to Lader (or failed to provide Lender with material information)in connection with the Loan.Material representations include,but are not limited to,representations concerning Borrow'er's occupancy of the Property as Borrower's principal residence. 9.Protection of Leader's Interest la the Property grad Rights Uuder this Security[ntrameat.If (a)Borrower fails to perform the covenants and agroanents contained in this Security Inti mmeat,(b)there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument(such as a proceeding in bankruptcy,probate,for condemnation or forfeiture,for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations),or(c)Borrower has abandoned the Property,then Lender may do and pay fix whatever is reasonable err appropriate to protect Lender's interest in the Property and rights under this Security Instrument,including protecting and/or assessing the value of the Property,and securing and/or repairing the Property.Lender's actions an include,but are not limited to:(a)paying any wen secured by a lien which has priority over this Security Insonumerd (b)appearing in court;and(c)paying reasonable attorneys'fees to protect its interest in the Property and/or rights under this Security Instrument,including its secured positron in a bankruptcy proceeding.Securing the Property includes,but is not limited to, entering the Property to make repairs,change locks,replace or board up doors and windows,drain water from pipes,eliminate building or other code violations or dangerous coodib°ns,and have utilities turned on or off.Although Leader may take action under this Section 9,Lender does not have to do so and is not under any duty or obligation to do so.It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amotmts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument.These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such inerest,upon notice from Lender to Borrower requesting payment. with all the provisions of the If this Security Instrument is on a leasehold,Borrower shall comply lease.If Borrower acquires fee title to the Property,the leasehold and the fee tide shall not merge unless Lender agrees to die merger in writing. 10.Mortgage lasaraaot.If Lender required Mortgage Insurance ass 000dition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If;for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from die mortgage insurer that previously provided such insurance and Borrower was required to make separately designated paymeds toward the premiums for Mortgage Insurance;Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage insurance previously in effect,at a cost substantially cl&M+tiWy r.. kerni Ian UNIFORM e n Faase� wrm rMea 01Foabraid Wo....amm https:))eruct.mypalmbeachclerk.com)searchiindex?theme=.blue§ion=searchCriteriaName&quickSearchSelection=# 11)12)25,1:39 PM Page 9 of 23 ote • 00X 11111 . equivalent to the cost to Borrower of the a Insurance previously in effect,from an alternate mortgage insurer selected by Lender.If substantially equivalent Mortgage Insurance coverage is not available,Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect.Lender will accept,use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance.Such loss reserve shall be non-refundable,notwithstanding the fact that the Loan is ultimately paid in full,and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve.Lender can no longer require loss reserve payments if Mortgage Insurance coverage(in the amount and for the period that Leader requires) provided by an insurer selected by Lender again becomes available,is obtained,and Lender requires 5eparately designated payments toward the premiums for Mortgage Insurance.If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurwwce:,Borrower shall pay the premiums required to maintain Mortgage Insurance in effect,or to provide a non-refundable loss reserve,until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note)for certain losses it may incur if Borrower does not repay the Loan as agreed.Borrower is not a the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force !nae to time,and may enter into agreements with other parties that share or modify their risk,or reduce losses.These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party(or parties)to these agreements.These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available(which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements,Lender,any purchaser of the Note,another insurer,any reinsurer, any other entity,or any affiliate of any of the foregoing,may receive(directly or indirectly)amounts that derive from(or might be characterized as)a portion of Borrower's payments for Mortgage Insurance,in exchange for sharing or modifying the mortgage insurer's risk,or reducing losses.If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer,the arrangement is often termed"captive reinsurance."Further: (a)Any such agreements will test affect the amounts that Borrower has agreed to pay for Mortgage Insurance,or any other terms of the Lou.Such agreements will not Increase the amount Borrower will owe for Mortgage Insurance,and they will mot entitle Borrower to any refund. (b)Any such agreraents will not effeet•the rights Borrower has-If any-with respect to the Mortgage lnsararce under the Hooaeowmera Prosecdou Act or 1995 or any other law.These rights may ladnde the right to receive certain disclosures,to request and obtain eaneellatfoa of the Mortgage Insurance,to have the Mortgage Insurance terminated artamatically,and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of sue%anedlatlou or termination. i4HbeiJ92 01Fo,n3OO o q,bWw.err,ye .rrsw+s�w�wm.rr.cusaraeretPia�+*wm�e+s tt zi Warrn esu..rw�dli MM...Om v.a ails haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quickSearchSelection=# 11/12/25, 1:39 PM Page 10 of 23 le ' OIL IP • H.Aaslg..ueat of Forfeiture.All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lea . If the Property is damaged,such Proceeds shall be applied to restoration or repair of the Property,if the restoration or repair is ccs oraically feasible and Leader's security is not lessened. During such repair and restoration period,Lender Mall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lendcr's Satisfaction,provided that such inspectida shill be undertaken promptly.Lender may pay for the repairs and restoration in a single disbursement or iris series of progress payments as the work is completed.Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds,Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds.tithe restoration or repair is not economically feasible or Lender's security would be lessened,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess,if any,paid to Borrower.Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. in the event of a total taking,destruction,or loss in value of the Property,the Miscellaneous Proceeds shall be applied to the stuns secured by this Security Instrument,whether or not then due,with the excess,if any,paid to Borrower. In the event of a partial taking,destruction,or loss in value of the property in which the fair market value of the Property immediately before the partial taking,destruction,or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immedistiely before the partial taking,destruction,or loss in value,unless Borrower and Leader otherwise agree in writing,the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction:(a)the total amount of the amt secured immediately before the partial taking,destruction,or loss in value divided by(b)the fair market value of the Property immediately before the partial taking,destruction,or loss in value Any balm shall be paid to Borrower. In the event of a partial taking,destruction,or loss in value of the Property in which the fair market value of the Property immediately before the partial taking,destruction,or toss in value is less than the amount of the sums secured immediately before the partial taking,destruction,or loss in value,unless Borrower and Linder otherwise agree in writing,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instniment whether or not the sums are then due. If the Property is abandoned by Borrower,or if after notice by Lender to Borrower that the Opposing Pasty(as defined in the next sentence)offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given,Leader is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument,whether or not then due."Opposing Party"means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding,whether civil or criminal,is begun that,in Larder's judgment,could result in forfeiture of the Property or other material impairment of Lender's kigitDl 32 $ irA.fwi I eNNINM Moo UNIFORM asM rr 5T . atm MOO NrpaKsi.)jI MumRahMumFR ' aurM�&oInc Pew 1I a u https://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quickSearchSelection=# 11/12/25, 1:39 PM Page 11 of 23 • 4. • WV interest in the Property or rights under this Security Instrument.Borrower can cure such a default and,if acceleration has occurred,reinstate asvided in Section 19,by causing the action or proceeding to be dismissed with a ruling that,in Lender'sudgincnt;precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument.The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lauder. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12.Borrower Nat Released;Forbearance By Lender Nat a Waiver.Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shell not operate to release the liability of Borrower or any Successors in Interest of Borrower.Latch shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower.Any forbearance by Lender in exercising any right or remedy including,without limitation,Lender's acceptance of payments from third persons,entities or Successors in Interest of Borrower or in amounts!Vibe amount then due,shall not be a waiver of or preclude the exercise of any right or remedy. ��a�/ 13.Joint sad Several Liability;Co-ripen;Saceessars sad Anigni24ad.Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several.However,any Borrower who co-signs this Security Instrument but does not execute the Note(a"co-signer").(a)is co-signing this Security Instrument only to mortgage,grant and convey the co-signer's interest in the Property under the terms of this Security Instrument;(b)is not personally obligated to pay the limos secured by this Security Instrument and(c)agrees that Lender and any other Borrower can agree to extend,modify,forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent. Subject to the provisions of Section 18,any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing,and is approved by Lender,shall obtain all of Borrower's rights and benefits under this Security Instrument Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing.The covenants and agreements of this Security Instrument shall bind(except as provided in Section 20)and benefit the successors and assigns of Lender. 14.Loan Charges.Lender may charge Borrower fees for services performed in connection with Borrower's default,for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument,including,but not limited to,attorneys'fres,property inspection and valuation fees. In regard to any other fees,the absence of express authority in this Security Instillment to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee.Lender may not charge feesathat are !,expressly prohibited by this Security Instrumatt or by Applicable Law. 132 l��t,t 1ttiaaj'lr..ays...cuss__carousrousNmaasrtwmrMEM 01 toldi won.Kluwer F.,.,,ara.eo.s.5 rt 112 is haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteraaName&quickSearchSelection=n 11/12/25,1:39 PM Page 12 of 23 • 040..\ is finally interpreted If the Loan is subject to a law which aero maximum loan charges,and that lawwith the Loan exceed so that the interest or other loan charges collected or to be collected in connection the permitted limits,then:(a)any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit;and(b)any surra already collected from Borrower which exceeded permitted limits will be refitrded to Borrower.Lender ntay.cboo a to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower.If a refund reduces principal,the reduction will be treated as a partial pr+epaymect without any prepayment charge(whether or not a prepayment charge is provided for under the Note).Borrowers acceptance of any arch refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15.Notices.All notices given by Borrower or Lender in connection with this Security Instrument must be in writing.Any notice to Borrower in connection with tint Security Instrument shall be deemed to have been given to Borrower when mailed by fust class mail or,when actually delivered to Borrower's notice address if sent by other means.Notice to any one Borrower,shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise.The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender.Bomower shall promptly notify Lender of Borrower's change of address.If Lender specifies a procedure for reporting Borrower's change of address,then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time.Any notice to Leader shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower.Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender.If any notice required by this Security Instrument is also required under Applicable Law,the Applicable Law requirement will satisfy the corresponding requirement under this Security Insutenent Instrument shall be 16.Give/winLaw;Severabil tY;Rein of Canatrwct sa.This Security governed by federal law and the law of the jurisdiction in which the Property is located.All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law.Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent,but such silence shall not be construed as a prohibition against agreement by contract In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. shall mean and include As used in this Security Instrument(a)words of the masculine gender corresponding natter words or words of the feminine gender,(b)words in the singular shall mean and include the plural and vice versa;and(c)the word"may'gives sole discretion without any obligation to take any actin 17.Borrower's Copy.Borrower shall be given one copy of the Note and of this Security Instrument. m„ra made,ha ter,.w,Mac aaonM urrwaa+rr Monti mewl ° c he+�ra �s re vwra mwSnoods!iarSnoods! aa.Incyra https://erec.mypalmbeachclerk corn/search/index?theme=.blue§ion=searchCriteriaName&quick SearchSelection=S 11/12/25,1:39 PM Page 13 of 23 40 • 0)‘ 1 Ig.Transfer*Me Property or•Beneficial Interest in Borrower.As used in this Section 18, "Interest in the Property"means any legal or beneficial interest in the Property,including,but not limited to,those beneficial interests transferred m a bond for deed,contract for deed,installment sales contract or escrow agreement,the intent of which is the transfer of title by Borrower at a fixture date to a purchaser. If all or any part of the Property or any!Merest In the Property is sold or transferred(or if Borrower is not a natural person and a beneficial interest inis sold or transferred)without Lenders prior written consent,Lender may require immediate p�full of all sums secured by this Security Instrument.However,this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option,Lender shall give Hortnwa notice of acceleration.The notice shall provide a period of not less than 30 days from the date the notice is given in acoadance with Section 15 within which Borrower mast pay all sums secured by this Satirity Instrument If Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19.Borrower's Right to Reinstate After Acceleration.If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of(a)five days before sale of the Property pursuant to any power of sale contained in this Sorority Instrument;(b)such other period as Applicable Law might specify for the termination of Borrowers right to reinstate;or(c)entry of a judgment enforcing this Security Instrument.Those conditions are that Borrower:(a)pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred;(b)cures any default'army other covenants or agreements;(c)pays all expenses incurred in enforcing this Security Instrument,including,but not limited to,reasonable attorneys'fees,property inspection and valuation fees,and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument;and(d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Insmnnent,and Borrower's obligation to pay the sums secured by this Security Irtsaument,shall continue unchanged.Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms,as selected by L.enda:(a)cash;(b)money order;(c) certified check,bank check,treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency,instrumentality or entity;or(d)Electronic Funds Transfer.Upon reinstatement by Borrower,this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration bad occurred.However,this right to reinstate shall not apply in the case of acceleration under Section 18. 20.Sale of Note;Change of Loan Stryker;Notice of Grievance.The Note or a partial interest in the Note(together with this Security Instrument)can be sold one or more times without prior notice to Borrower.A sale might result in a change in the entity(known as the"Loan Service?)that collects Periodic Payments due under the Note and this Security lnstrurneut and performs other mortgage loan servicing obligations under the Note,this Security Instrument,and Applicable Law.There also might be one or moreJog� changes of the Loan Servicer unrelated to a sale of the Note.If there is a change off7 die Loan 3 aftgABaM lift_________ancon We UNIFORM ricsrwuheNr wrm NIERS 01 conn a tAl vas'm leias Wolin WoluNI".r r� w." a•vcoee.he v"a as� ,e haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quickSearchSelection=# 11/12/25, 1:39 PM Page 14 of 23 01)1‘ Servicer,Borrower will be given wooers notice of the change which will state the name and address of the new Loan Servicer,the address to which payments should be made and any other information RESPA requires in connection with a notice of aaadfr of servicing.If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the p(urbbaser of the Note,the mortgage loan servicing obligations to Borrower will remain with the Loan Serviat or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Leader may commence,join,or be joined to any judicial action(as either an individual litigant or the member of a class)that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breathed any provision of or any duty owed by reason of,this Security Instrument,until such Borrower otLender has notified the other party(with such notice given in compliance with the requirements of Section-15)of such alleged breach and afforded the other party hereto a reasonable period after the giving of such gotice so take corrective action.If Applicable Law provides a time period which must elapse before certain action can be taken,that time period will be deemed to be reasonable for purposes of this paragraph.The notice of acceleration and opportunity to cure give=to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21.Hazardous Sabstanees.As used m this Section 21:(a)*Hazardous Substances"are those substances defined as toxic or hazardous substances,Pollutants,or tyastes by.Environmental Law and the following substances:gasoline,kerosene,other flammable or toxic petroleum products,toxic pesticides and herbicides,volatile solvents,materials containing asbestos or formaldehyde,and radioactive materials; (b)"Environmental Law"mans federal laws and laws of the jurisdiction where the,Property is located that relate to health,safety or enviromne ntal protection;(c)"Environmental Cleanup"includes any response action,remedial action,or removal action,as defined in Environmental Law;and(d)an "Environmental Condition"means a condition that can cause,contribute to,or otherwise trigger an Envirumnental Cleanup. ase or releof any Hazardous Borrower shall not cause or permit the presence,use,disposal,storage, Borrower shall not Substances,or threaten to release any Hazardous Substances,on or in the Property. nor allow anyone else to do,anything affecting the Property(a)that is in violation of any Environmental Law,(b)which creates an Eavirooatattal Condition,or(c)which,due to the presence,use,or release of a Hazardous Substance,creates a condition that adversely affects the value of the Property.The preceding two sentences shall not apply to the presence,use,or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property(including,but not limited to,hazardous substances in consumer products). Borrower shall promptly give Lender written notice of(a)any investigation,claim,demand,lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmetnl Law of which Borrower has actual knowledge,(b)any Environmental Condition,including but not limited to,any spilling,leaking,discharge,release or threat of release of any Hazardous Substance,and(c)any condition caused by the presence,use or release of a ar=2ZierfslinM Itee6§eeete mho Lwow noon mf WITH New CrIZIMP Wefts Mawr Fronde'..,erne..Ina WP"VNITS 24 haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quicksearchSelection=n 11/12/25,1:39 PM Page 15 of 23 40 • OiL 401 ‘' VV. Hazardous Substance which adversely affJets the value of the Properly.If Borrower learns,or is notified by any governmental or regulatory autbotitr,pr any private party,that any removal or other remediation of any Hazardous Substance affecting the Property is necessary,Borrower shall promptly take all necessary remedial actions in accordance with Fnviiomneetal Law.Nothing herein shall create any obligation on Lender for an Environmental Clamp. NON-UNIFORM COVENANTS.Borrower and Lender further covenant and agree as follows: 22.Acceleration;Remedies.Lender shall dive Notice to Borrower prior to ecce ersdea following Borrower's breath of any covenant or agreement is this Security Instrument(bat not prior to acceleration under Section Hi udas Applabk Law provides otherwise).The nodes shall specify:(a) the default;(b)the mama required to cure the default;(e)a date,not lea than 30 days from the date the notice is gtveu to Borrower,by which the default moot be cured;and(d)that faBnre to cure the default ea or before the date sped/led d the edict may remit in acceleration of the sums secured by this Security Instrument,foredsoure by jud{e1 proceeding and sale of the Property.The nodes shall farther Inform Borrower of the right to reinstate after acederatlou and the right to assert hi the foreclosure proceeding the noaetdatenee of a default or any ether defense of Hemmer to aceekralka and foreclosure.If the default is not cured on er before the date spedlkd in the notice,Leader at its option may reepdre imutedate payment In Aae.f all sums secured by this Security Instrument without farther demand and may heroism this Security'armament by Jdldal proceeding.Leader shall be eatitied q celled all expenses incurred in pmiuing the remedies provided In this Section 22, Iadading,but not limited to,reasoaabie attorneys'fees and costs of tide evidence. 23.Release.Upon payment of all mune secured by this Security Instrument,Lender shall release this Severity Loauumat.Borrower shall pay any recordation costs.Lender may charge Borrower a foe for releasing this Security instrument,but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. 24.Attorneys'Fees.As used in this Security Instrument and the Note,attorneys'fees shall include those awarded by an appellate court and any attorneys'fees incurred in a bankruptcy proceeding. 25.Jury Trial Waiver.The Borrower hereby waives any tight to a trial by jury in any action, proceeding,claim,or counterclaim,whether in contract or sort,at law or in equity,arising out of or in any way related to this Security Inatnvment or the Note. 10111-F..b rrNrt wr Inc usaw surnrsanr cum:wens Weir.aur Fww+ardor.Ins Vilell=1V • haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quickSearchSelection=# 11/12/25, 1:39 PM Page 16 of 23 lif.ellli II BY SIGNING BELOW,Borrower a epts nd agrees to the terms and covenants contained in this Security Instrument and In any Rider executeBrower and recorded with it. Signed,sealed and delivered in the presence a kry‘ _g_4.4- ` -rye ox,(Seal) Michael Patrick Kelley K Aimee N Kel6j,,,,,-4,47-tEjt, -IE30f1fC1 6 C 1,„,, (Seal) -Borrowey ..1101 (Seal) -Borrower ❑ Refer to the attached Signature Addendum for additional parties and signatures. l r ��_*~. u / "lam' La C h e\ S,rv, --\, ROA Sngla imgy.ramoa Mae/Fmk:4a Mac UNIFORM INSTRUMENT%MTN HERS orn777075701 VMP6A(IL)(1812).00 WORM 10uwar Financial Senn,,Inc. Dna 17 of 18 https://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&gulckSearchSelection=4 11112/25,1:39 PM Page 17 of 23 •40 . C?), . '1,, STATE OF FLORIDA ‘Iiiiiik‘ COUNTY OF ...1n- BGt-h The foregoing instrument was acknowledged before nrans of (,{ physical presence or [ I C441:1 online notarization this a1 day of May ��Zo,by M ic. teJ ?t+r:c . I411e y / O h mec(N Kt-4(y / who Is personally known to me or who has produced , as Identification. (NOTARIAL SEAL[ . <5 OTARY PUBLIC,State of !.q`,, AN TWAIN CLARKE Stare a temb r 09. 0 Public z.��-�''- Commission M GG 256465 = My Commission Expires Mycommissione q I q I2Dzz September 09.2022 �/ 04 Loan origination organization Frontline Financial LLC. NMLS ID 132166 Loan originator Tyler A Jack NMLS ID 132155 348687925 0113276653 FLORnTardy-Twits Tardy .MW .ae Fi .Ilk<UNIFORM INSTRUMENT WITH MFRS ram 3010 1101 to (ouzo or .➢.,aa,e https://erec.mypalmbeachclerk.com/search/index?theme= blue§ion=searchCriteriaName&quickSearchSelection=N 11/12/25, 1:39 PM Page 18 of 23 -L `BALL-PURPOSE ACKNOWLEDGMENT State ofor,�., County of (P.(tin Blom,- 0' On 2q in s.y ?02a before :. DATE( NAME OF NOTARY PIBI.IC personally appeared kith 2= oto 9)44 XHIBIT'A' Ale No.: 11060-377788(SSC) Property: LOT 98, •c t TO THE PLAT RECORDED IN PLAT BOOK 73,PAGE(S)194,AS RECORDED IN C RECORDS Of PALM BEACH COUNTY, FLORIDA. A.P.N.08-42-45-12-16-000-0900 <1/4•Nibit, 00N gok 11.11,1 11060-377161 1of1 https://erec.mypalmbeachclerk.comisearch/index?theme=.blue§ion=searchCriferiaName&quickSearchSelection=it 11(1225,1:39 PM Page 20 of 23 op • T Aimik VA GUARANI'EP1 LIMN AND ASSUMPTION POLICY RIDER NOTICE: THIS .LO IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AF OR ITS AUTHORIZED AGENT. t1` THUS VA GUARANTEED LOAN AND ASSLICY RIDER is made this 29th day of May, 2020 , and is incorporated into and shall be deemed to amend and supplanter the Mortgage,Deed of Trust or Deed to Saint Debt(herein*Security Instrument")dated of even date herewith, given by the undersigned (herein "Borrower") to secure Borrower's Note to Freedom Mortgage Corporation (herein "Londa') and covering the Property described in the Scarity Instrument and located at VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the Security Instrument,Borrower and Leader further covenant and agree as follows: If the indebtedness secured hereby be guaranteed or insured under Title 38,United States Code,such Title and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and liabilities of Borrower and Lander. Any provisions of the Security Inswment or other instruments executed in connection with said indebtedness which are inconsistent with said Title or Regulations, including,but not limited to,the provision for payment of any am in connection with prepayment of the secured indebtedness and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant 18 of the Security Instrumaut,are hereby amended or negated to the extent necessary to conform such instruments to said Tide or Regulations. 348687936 0113276653 • MULTISTATE VA GUARANTEED LOAN AND AssUMITIOM POLICY RIM WITHOUT OtIARANTY 43 ant ) VAIP'„�aoa°seven.( , 111111111111 haps://erec.mypalmbeachclerk.comisearch/index?theme=.blue§wn=searchCriteri'Name&guickSearchSelectuon=# 11/12/25,1:39 PM Page 21 of 23 4.) OIL 4011 LATE CHARGE:At Lender's oparrower will pay a late charge"not exceeding four per centtun (4%)of the overdue payment when paid mote than fifteen(1 5)days atter the due date thereof to cover the extra expense involved in handling delinquent payments,but such"late charge"shall not be payable out of the proceeds of any sale made to satitlfy the indebtedness secured hereby, unless such proceeds are sufficient to discharge the entire indebtedness and all proper costs and expenses secured hereby. TRANSFER OF THE PROPERTY:This loan may be declared immediately due and payable upon transfer of the Property securing such low to any transfae,unless the acceptability of the assumption of the loan is established pursuant to Section 3714 of Chapter 97,Q'itte 38,United States Code. An authorized transfer("assumption") of the Property shall also be subject to additional covenants and agreements as set forth below: (a)ASSUMPTION FUNDING FEE:A fee equal to five tenths ( 0.500 %) of the balance of this loan as of the date of transfer of the Property shall be payable at the time of transfer to the loan holder or its authorized agent,as trustee for the Department of Veterans Affairs.If the assumer fails to pay this fee at the time of transfer,the fee shall constitute an additional debt to that already secured by this instrument, shall bear interest at the rate herein provided,and,at the option of the payee of the indebtedness hereby secured or any transferee thereof,shall be immediately due and payable. This fee is automatically waived if the assumer is exempt under the provisions of 38 U.S.C.3729(c). (b)ASSUMPTION PROCESSING CHARQ:Upon application for approval to allow assumption of this loan,a processing fee may be charged by the loan holder or its authorized agent for determining the creditworthiness of the assumer and subsequently revising the holder's ownership records when an approved transfer is completed.The amount of this charge shall not exceed the maximum established by the Department of Veterans Affairs fora loan to which Section 3714 of Chapter 37,Title 38,United States Code applies. (c)ASSUMPTION INDEMNITY LIABILITY:If this obligation is assumed,then the assumes hereby agrees to assume all of the obligations of the veteran under the terms of the instruments creating and securing the loan. The assumer further agrees to indexrnify the Deportment of Veterans Affairs to the extent of any claim payment arising from the guaranty or insurance of the indebtedness created by this instrument. 348687936 0113276653 kMtlala:�� .63118(0310) Page 2 of 3 haps://erec.mypalmbeachclerk.com/search/index?theme=.blue§ioncsearchCriteriaName&quickSearchSelectionc# 11/12/25, 1:39 PM Page 22 of 23 90A IN WITNESS WHEREOF, executed this VA Guaranteed Loan and Assumption Policy Rider. Mi cel Patrick Kelley Aimee N I ley -Borrower 4t'<c\ -Borrower 0 ler -Borrower 398687936 0113276653 (Mt 43M1(0310) Pager 3 of 3 https://erec.mypalmbeachclerk.com/search/index?theme=.blue§ion=searchCriteriaName&quick SearchSelection=# 11/12/25,1:39 PM Page 23 of 23 , DRIVER LICL14$E 141.444 E • KELLE' A,MEE NICOLE . FL 33436 40I 02/23/1977 1Q F Iwo 02/23/2029 111140T 5-02 el4,A 90 ow MOOSE :1Pocescsa SAF E DOWER sqc P 132101906On „ a aoart.r.con 1 ataotior valuta*Conlattb..tars ' -tansont to any Sotaaaty ataatt,aqtaarol 0.y*v. Form 8879 IRS a-file Signature Authorization OMB No.1545.0074 ► Do not send to the IRS.This is not a tax return. 22©15 Department of the Treasury ► Keep this form for your records. Internal Revenue Service _ Information about Form 8879 and its instructions is at www.Irs.govHorm8879. Submission Identification Number(SID) ' 6589862016071o1ecr6m Taxpayer's name Social AIMEE KELLEY Part I Tax Return Information—Tax Year Ending December 31, 2015(Whole Dollars Only) 1 Adjusted gross income(Form 1040, line 38; Form 1040A, line 22; Form 1040EZ,line 4). . . . . ', . . 1 4 Refund(Form 1040,line 76a;Form 1040A,line 48a; Form 1040EZ,line 13a; Form 1040-SS, Paft 1,line 13a). . . 4 5,589 5 Amount you owe(Form 1040, line 78; Form 1040A,line 50; Form 1040EZ,line 14). z 5 0 cmg Taxpayer Declaration and Signature Authorization (Be sure you get,arid keep a copy of your return) Under penalties of perjury,I declare that I have examined a copy of my electronic individual income tax return and accompanyingles and statements for the tax year ending December 31,2015,and to the best of my knowledge and belief,it is true,correct,and,6o mplete.1kirther deace that the amounts In Part I above are the amounts from my electronic income tax return.I consent to allow my intermediate service provider,trarksmttter,or electronic return originator(ERO)to send my return to the IRS and to receive from the IRS(a)an acknowledgement of receip torreason for rejection of the transmission,(b)the reason for any delay in processing the return or refund,and(c)the date of any refund.If applicable,I authori the U.S.Treasary and its designated Financial Agent to initiate an ACH electronic funds withdrawal(direct debit)entry to the financial Institution account indic d In the tax preparation software for payment of my federal taxes owed on this return and'or a payment of estimated tax,and the financial instdutiofi to debit the*Belfry to this account.This authorization is to remain in full force and effect until I notify the U.S.Treasury Financial Agent to terminate the authottzetion.To revoke(cancel)a payment.I must contact the U.S. Treasury Financial Agent at 1-888-353-4537.Payment cancellation requests must be received nb later than 2 b mess days prior to the payment(settlement) date.I also authorize the financial institutions involved in the processing of the electronic payme of taxes to receive confidential information necessary to answer inquiries and resolve issues related to the payment.I further acknowledge that the personal identdcationhumber(PIN)below is my signature for my electronic income tax return and,if applicable,my Electronic Funds Withdrawal Consent. Taxpayer's PIN:check one box only I authorize CONSULTAC LLC to enter or generate my PIN 33436 ERO firm name Enter five digits,but do as my signature on my tax year 2015 electronicalj?i filed incomeix return. not enter all zeros nI will enter my PIN as my signature on my tax year 2016 electronically filed income tax return. Check this box only if you are entering your own PIN and your return is filed using thePractitioner PIN method.The ERO must complete Part III below. Your signature ' Date ► Spouse's PIN:check one box only , n I authorize CONSULTAC LLD to enter or generate my PIN 33436 ERO firm name Enter five digits,but do as my signature on my tax year 201k electronically filed income tax return. not enter all zeros nI will enter my PIN as my signature on my,tax year 2015 electronically filed income tax return. Check this box only if you are entering your own PIN and your return)is filed using the Practitioner PIN method.The ERO must complete Part III below. Spouse's signature ► . Date ► Practitioner PIN Method Returns Only—continue below Part III Certification and Authentication—Practitioner PIN Method Only ERO's EFIN/PfN.Enter your six-digit EFIN followed by your five-digit self-selected PIN. 65898633401 Do not enter all zeros I certify that the above numeric entry is my PIN,which is my signature for the tax year 2015 electronically filed income tax return for the taxpayer(s)indicated above. I confirm that I am submitting this return in accordance with the requirements of the Practitioner PIN method and Publication 1345. Handbook for Authorized IRS a-(le Providers of Individual Income Tax Returns. ERO's signature ' CURTIS L AZAMA Date t ERO Must Retain This Form—See Instructions Do Not Submit This Form to the IRS Unless Requested To Do So For Paperwork Reduction Act Notice,see your tax return instructions. Form 8879 (2015) ITA Department of the Treasury—Internal Revenue Service (99) LL 1040 U.S. Individual Income Tax Return X501 5 OMB No.1545-0074 IRS Use Onty—Do not write or staple in this space. For the year Jan.1—Dec.31,2015,or other tax year beginning ,ending See separate instructions. Your first name M.I Last name Suffix Your social security number MICHAEL KELLEY If a joint return,spouse's first name M.I. Last name Suffix number AIMEE KELLEY Home address(number and street).If you have a P.O.box,see instructions. Apt.no SSN(s)above If you have a foreign address,also complete spaces below(see instructions). Presidential Election Campaign BOYNTON BEACH FL 33436 / Check here if you,or your spouse if filing Foreign country name Foreign province/state/county Foreign postal code jointly,want$3 to go to this fund Checking a box below will not change our tax or (� refund. I I You Spouse Filing Status 1 n Single 4 Head of houseA.ofd.( Qualifying person).(See instructions.)If the qualifyingperson is a chiftl.tiut not your dependent,enter this 2 n Married filing jointly(even if only one had income) child's narn�ehars, 3 n Married filing separately.Enter spouse's SSN above and full name here. ► / Check only one 0. naalte Last name SSN box. First name Last name 5 Qualifying-n idow(er)with dependent child !! Boxes checked Exemptions 6a n d Yourself.If someone can claim you as a dependent,do not crteck box 6a_\ on 6e and 6b 2 b n Spouse L t No.of children c Dependents: ( ifon 6c who: child under age 17 (2)Dependent's 434 Oe encs • lived with you 2 social securitynumber / relationsshhiipt q�Ntfyng for child tax credit p ayQU • did not live with (1)First name Last name (see instructions) you due to divorce If more than four ® or separation 0 dependents,see ® (see Instructions) Dependents on 6c instructions and \ ... 0 not entered above 0 check here 0.0 / \ 0 Add numbers on d Total number of exemptions claimed . lines above O. Income 7 Wages,salaries,tips,etc. Attach Form(s),4 2 7 166,360 8a Taxable interest. Attach Schedule B if required 8a Attach Form(s) b Tax-exempt interest. Do not includa'6n line 8a 1 8b I I W-2 here.Also 9a Ordinary dividends. Attach Schedule Brequired 9a attach Forms b Qualified dividends ( 9b I I W-2G and 1099-R if tax 10 Taxable refunds,credits,or off4ets of state and local income taxes 10 was withheld. 11 Alimony received i , 11 12 Business income or(loss). Attach Sdhadttle C or C-EZ � 12 13 Capital gain or(loss). A'tach Softledule O required.If not required,check here O.I( I 13 If you did not 14 Other gains or(losse .Mac/Form 47,97 14 get a W-2, 15a IRA distributions 15a I b Taxable amount 15b see instructions. 16a Pensions and ar1(�uitles . . . 16a b Taxable amount 16b 17 Rental real estate,roKalties,pafterships,S corporations,trusts,etc. Attach Schedule E . . . . 17 18 Farm income or(loss).Y�taeh Schedule F 18 19 Unemployment compensatiott 19 20a Social sieQurtty benefits . ' . . . (20a I 1 (b Taxable amount 20b 0 21 Other incornck List type and amount 21 22 Combine the arra nts in the far right column for lines 7 through 21.This is your total income. . . .► 22 23 iducator expenses 23 Adjusted 24 (Certain business expenses of reservists,performing artists,and Grossse-basis government officials.Attach Form 2106 or 2106-EZ. . . 24 _ Income 25 Hesitth savffigs account deduction.Attach Form 8889 25 26 Moving expenses. Attach Form 3903 26 27 Deductible part of self-employment tax.Attach Schedule SE 27 28 Self-employed SEP,SIMPLE,and qualified plans . . . . . . . 28 29 Self-employed health insurance deduction 29 30 Penalty on early withdrawal of savings 30 31a Alimony paid b Recipient's SSN ► 31a 32 IRA deduction 32 33 Student loan interest deduction 33 34 Tuition and fees.Attach Form 8917 34 35 Domestic production activities deduction.Attach Form 8903 35 36 Add lines 23 through 35 . . . . . . . 36 37 Subtract line 36 from line 22. This is your adjusted gross income ► 37 For Disclosure,Privacy Act,and Paperwork Reduction Act Notice,see separate instructions. Form 1040(2015) HTA , .,, yam, - ..w...,M�:-.�� - .ate• .a.-ww,wr':. ,..,DnwwxrM�l►r"A' .1 �4S T,' I A �; ` .'� " �� VOTER CARD • PALM BEACH COUNTY, FLORIDADA 'o` v'��e1 TARJETA ELECTORAL,CONDADO DE PALM BEACH, FLORIDA 11 REGISTRATION NUMBER REGISTRATION DATE PRECINCT Numero de Inscripclon Fecha de lnscrlpcion Distrito Electoral 112477841 02-17-1995 3164 KELLEY. AIMEE N ' BOYNTON BEACH FL 33436 1 1 Sig ture of,Voter Fir a •e Votante 02/23/1977 NPA i OUR PRECINCT NUMBER Su Numero de Distrito Electoral 3164 Su Centro Electoral OUR POLLING LOCATION 'CITRUS COVE ELEMENTARY40004..„Amitivirlio_ 8 LAWRENCE RD BOYNTON BEACH YOU ARE ELIGIBLE TO VOTE FOR A REPRESENTATIVE IN EACH DISTRICT LISTED USTED PUEDE VOTAR POR UN REPRESENTANTE DE CADA DI H DISTRICT LISTED ED ^US CONGRESS STATE SENATE �' • STATE HOUSE , •noreso do los EE.UU Senado del Estado Camara de Diputados del Esta 22 34 do OUNTY COMMISSION �0 Co ,iIdrl del Condado SHOOL BOARD M Junta Escolar UNICIPALITY 31l?unlclpalldad _ 4 e -THATION NO r I 1 '477, . ._ - -, _ 1113 f<tl1111i 'IF'i; . i11R 1{ �.. ,, `71I NUMERO pE INSCR, _ FlV1RnFt bF E;'l.EG01 )Nt�S r. J 1 'ft's :I OP NN ER1' 2024 Form 1 - Statement of Financial Interests Filed with COE: 06/27/2025 General Information Name: Mrs Aimee Kelley PID 278101 AGENCY INFORMATION Organization Suborganization Title Boynton Beach City Commission City Commissioner District IV Boynton Beach Community Redevelopment Agency CRA Board Member South Central Reg.Wastewater Bd. Board of Supervisors Commissioner CANDIDATE FOR Position Agency Name Position sought or held City,Town or Village(Commission or City of Boynton Beach City Commissioner, District IV Council),Governing Board-Form 1 (Effective 6/10/2024) Disclosure Period THIS STATEMENT REFLECTS YOUR FINANCIAL INTERESTS FOR CALENDAR YEAR ENDING DECEMBER 31, 2024. Primary Sources of Income PRIMARY SOURCE OF INCOME(Over$2,500) (Major sources of income to the reporting person) (If you have nothing to report,write "none"or"n/a") Description of the Source's Name of Source of Income Source's Address Principal Business Activity 1645 Palm Beach Lakes Blvd.,West Palm Steinger,Greene&Feiner Law Firm Beach, FL 33401 Printed from the Florida EFDMS System Page 1 of 4 ciTY CLERK 2024 Form 1 -Statement of Financial Interests Filed with COE: 06/27/2025 Secondary Sources of Income SECONDARY SOURCES OF INCOME(Major customers,clients,and other sources of income to businesses owned by the reporting person)(If you have nothing to report,write"none"or"n/a") Name of Major Sources of Principal Business Name of Business Entity Address of Source Business'Income Activity of Source N/A Real Property REAL PROPERTY(Land,buildings owned by the reporting person) (If you have nothing to report,write"none"or"n/a") Location/Description N/A Intangible Personal Property INTANGIBLE PERSONAL PROPERTY(Stocks,bonds,certificates of deposit,etc.over$10,000) (If you have nothing to report,write"none"or"n/a") Type of Intangible Business Entity to Which the Property Relates Certificate of Deposit Bank of America Printed from the Florida EFDMS System Page 2 of 4 is„'•:'..s: � C:LER''r.. 2024 Form 1 - Statement of Financial Interests E''7.0 'O!` EAL. Filed with COE:06/27/2025 Liabilities LIABILITIES(Major debts valued over$10,000): (If you have nothing to report,write"none"or"n/a") Name of Creditor Address of Creditor Toyota Financial Services P.O.Box 94316,Palatine,IL 60197-4316 Freedom Mortgage 951 Yamato Road,Boca Raton,FL 33431 Interests in Specified Businesses INTERESTS IN SPECIFIED BUSINESSES(Ownership or positions in certain types of businesses) (If you have nothing to report,write"none"or"n/a") Business Entity#1 N/A Training This section applies only to an appointed school superintendent,an elected municipal officer,elected local officer of an independent special district or a commissioner of a community redevelopment agency created under Part III,Chapter 163,each of whom are required to complete annual ethics training pursuant to Section 112.3142,F.S. I certify that I have completed the required training under Section 112.3142,F.S. ❑ Required training under Section 112.3142,F.S.,not applicable to filer for this form year. Printed from the Florida EFDMS System Page 3 of 4 --,0C112 '25 2 :11 r1 ECT'? CLERK 2024 Form 1 - Statement of Financial Interests s01.igT0N BEACH Filed with COE: 06/27/2025 Signature of Filer Aimee Kelley Digitally signed:06/27/2025 Filed with COE:06/27/2025 Printed from the Florida EFDMS System Page 4 of 4